Certificate of Deposit (CD)

Fixed-Rate Savings You Can Count On

A Certificate of Deposit (CD) from Capital Financing LLC allows you to earn a guaranteed return over a fixed period of time. With competitive interest rates and predictable growth, CDs are designed for customers who want stability and security for their savings.

Unlike market-based investments, CD accounts provide fixed earnings with no exposure to market volatility.


CD Rates and Terms

Term LengthInterest Rate (APY)Minimum Deposit
6 Months4.5%$1,000
12 Months4.8%$1,000
24 Months5.0%$1,000
36 Months5.2%$1,000

Maximum Deposit: $250,000
Interest Type: Fixed Rate
Compounding: Monthly

Rates are subject to change without notice until the account is opened.


Why Choose a CD?

Certificate of Deposit accounts are ideal for customers who want:

  • Guaranteed fixed returns

  • Capital preservation

  • Structured savings timelines

  • Low-risk financial planning

  • Predictable earnings

CD accounts are commonly used for short-term savings goals, reserve funds, and conservative investment strategies.


How It Works

1. Choose Your Term

Select a CD term that matches your financial goals.

2. Deposit Funds

Fund your CD via:

  • Bank transfer

  • Approved payment method

3. Earn Fixed Interest

Your funds earn interest at a guaranteed rate for the full term.

4. CD Maturity

At maturity, you may:

  • Withdraw funds

  • Renew the CD

  • Transfer funds to another account


Early Withdrawal Disclosure

Funds deposited into a Certificate of Deposit are intended to remain for the full term. Early withdrawal may result in an interest penalty.

Early withdrawal penalties may include:

  • Loss of accrued interest

  • Administrative processing fees

Full details are provided in the CD agreement.


Eligibility Requirements

To open a CD account, applicants must provide:

  • Government-issued ID

  • Valid contact information

  • Funding source verification

  • Minimum deposit amount

Account approval is subject to identity verification.


Certificate of Deposit Security

Capital Financing LLC uses internal financial controls and verification procedures to maintain the integrity of deposit accounts. CD terms, interest rates, and maturity dates are documented before account funding is completed.


Open a Certificate of Deposit

Start growing your savings with guaranteed returns.

Open a CD Account Today

A Capital Financing LLC representative will assist you with account setup and funding instructions.


Certificate of Deposit Disclosure

Certificate of Deposit accounts are fixed-term deposit products. Funds may not be withdrawn without penalty prior to maturity. Interest rates are fixed at the time of account opening and remain in effect for the selected term.

This page is for informational purposes only and does not constitute a contract or commitment to accept deposits.