Interest Rate: 5.5% APR

The Business Loan Program provides funding for entrepreneurs and companies seeking capital for growth, operations, or expansion.

Business loans use hybrid underwriting, combining financial activity review, business documentation, and owner guarantee when necessary.

Startups may qualify based on business plans and owner income verification, while established businesses are evaluated using revenue consistency and banking activity.

Requirements

Business registration documents
Owner identification
Business bank statements (3–6 months)
Business plan or funding proposal
Revenue documentation (if operating)

Loan Terms

Loan Amount: $10,000 – $250,000
Term Length: 12–60 months
Interest Rate: 5.5% APR
Repayment: Monthly