REGULATORY & COMPLIANCE DISCLOSURE

Capital Financing LLC operates as a private lending organization and complies with applicable federal and state financial regulations governing consumer and commercial lending where services are offered.

Loan products and services are subject to applicable provisions of:

• Truth in Lending Act (TILA)

• Equal Credit Opportunity Act (ECOA)

• Fair Credit Reporting Act (FCRA), where applicable

• Bank Secrecy Act (BSA) identity verification requirements

• Anti-Money Laundering (AML) compliance standards

Loan availability may vary by state and jurisdiction.

EQUAL CREDIT OPPORTUNITY STATEMENT

Capital Financing LLC is an equal opportunity lender.

We do not discriminate on the basis of:

• Race

• Color

• Religion

• National origin

• Sex

• Marital status

• Age

• Receipt of public assistance

• Exercise of rights under consumer protection laws

All applications are evaluated using consistent underwriting standards.

IDENTITY VERIFICATION NOTICE (KYC)

To comply with federal identification requirements, Capital Financing LLC may request documentation to verify identity.

This may include:

• Government-issued identification

• Proof of address

• Financial documentation

Applications cannot be processed without identity verification.

ELECTRONIC COMMUNICATION CONSENT

By submitting a loan application, you consent to receive communications electronically, including:

• Loan disclosures

• Approval notices

• Account communications

• Verification requests

You may request paper copies by contacting customer support.

FUNDING DISCLOSURE (BANK & CRYPTO)

Approved loans may be disbursed via:

• ACH or bank transfer

• Bitcoin payment

Borrowers selecting cryptocurrency funding acknowledge:

• Blockchain transactions may require confirmation time

• Wallet addresses must be accurate

• Cryptocurrency value fluctuations do not change loan repayment obligations

Loan repayment obligations remain denominated in U.S. dollars unless otherwise stated in the loan agreement.