Interest Rate: 3.4% APR

Capital Financing LLC provides real-estate-backed financing for property purchases and refinancing. Home loans are structured as asset-backed lending, where the property secures the loan.

Underwriting focuses primarily on property value, down payment, and loan-to-value ratio, with income verification used as supporting documentation.

This model allows faster approvals compared to traditional mortgage lending.

Requirements

Government-issued ID
Proof of income
Property documentation
Property appraisal
Minimum 15% down payment
Bank statements (3 months)

Loan Terms

Loan Amount: $50,000 – $500,000
Term Length: 10–30 years
Interest Rate: 3.4% fixed APR
Collateral: Property title
Repayment: Monthly