Interest Rate: 3.5% APR

The Auto Loan Program provides financing for reliable transportation using the financed vehicle as collateral. Because the loan is secured, borrowers benefit from lower interest rates compared to unsecured financing.

Approval is based on income verification, vehicle valuation, and down payment contribution.

Requirements

Government-issued ID
Proof of income
Vehicle purchase agreement
Proof of insurance
Minimum 10% down payment

Loan Terms

Loan Amount: $5,000 – $60,000
Term Length: 24–72 months
Interest Rate: 3.5% APR
Collateral: Vehicle title
Repayment: Monthly